Government Grants, Loans: Direct Housing_Natural Disaster Loans and Grants (Eligibility)

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Direct Housing_Natural Disaster Loans and Grants

Direct Housing_Natural Disaster Loans and Grants

ELIGIBILITY REQUIREMENTS
	· Functional Categories
		Disaster Relief Rural Housing
	· Applicants
		Individual/Family Anyone/General Public
	· Applicant Eligibility
		Applicants must own and occupy the home in a rural area. Loan recipients must have sufficient income to repay the loan. Grant recipients must be 62 years of age or older and be unable to repay a loan for that part of the assistance received as a grant. The applicant's income for a loan may not exceed the very low-income limit which can be obtained in any Rural Development (RD) field office.
	· Beneficiaries
		Individual/Family Anyone/general public Homeowner Land/Property Owner Low Income Rural
	· Beneficiary Eligibility
		Applicants/borrowers are the direct beneficiaries when they meet all eligibility criteria.
	· Credentials/Documentation
		Natural disasters will only include those areas identified by a Presidential declaration. Funds are only available to the extent that funds are not provided by the Federal Emergency Management Agency (FEMA). Applicants must establish that physical damage was caused by natural disaster. For Section 504 loans/grants, there must be evidence of ownership and verification of income and debts. For grant recipients, evidence of age is required. The applicant must be unable to get credit elsewhere and demonstrate repayment for the loan.

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Direct Housing_Natural Disaster Loans and Grants

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