Government Grants, Loans: Title VI Federal Guarantees for Financing Tribal Housing Activities (Application Process)

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Title VI Federal Guarantees for Financing Tribal Housing Activities

Title VI Federal Guarantees for Financing Tribal Housing Activities

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APPLICATION AND AWARD PROCESS
	· Award Procedure
		HUD issues a Letter of Firm Commitment to the lender when HUD approves the Title VI application and the mortgage meets the Title VI Program underwriting criteria. The lender then closes the loan and submits the closing package to HUD for review. Following a successful review, HUD issues a Certificate of Loan Guarantee to the lender.
	· Preapplication Coordination
		Applicant submits a request for a Preliminary Letter of Acceptance (PLA) to HUD. The PLA is HUD's concurrence to proceed with the Title VI application. The PLA is not an approval of the Title VI application or a commitment to approve or guarantee the Title VI loan. This program is excluded from coverage under E.O. 12372.
	· Application Procedure
		Eligible lenders are detailed in the statute. The lender assembles the Title VI application package and submits it to HUD. HUD will review the application for compliance with Title VI of NAHASDA and the implementing regulations.
	· Deadlines
		None.
	· Range of Approval/Disapproval Time
		The Title VI regulation at 24 CFR 1000.430(a) states that HUD will make every effort to approve an application within 30 days of the receipt of a completed application, and if HUD is unable to do so, will notify the lender (the applicant via the lender) within the 30 day time frame of the need for additional time to process the application and/or if additional information is required.
	· Appeals
		HUD will notify the lender in writing that the application has been reduced or disapproved and the specific reasons for the reduction or the disapproval. The lender may submit additional documentation to reverse the HUD decision.
	· Renewals
		Not applicable.

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Title VI Federal Guarantees for Financing Tribal Housing Activities

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