Government Grants, Loans: Business and Industry Loans (Matching, Phasing)

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Business and Industry Loans

Business and Industry Loans

ASSISTANCE CONSIDERATIONS
	· Length and Time Phasing of Assistance
		The letter of conditions for the direct loan and the Conditional Commitment for the guaranteed loan specifies the time limit for the use of funds. The Loan Note Guarantee for a guaranteed loan will be issued when all of the requirements of the Conditional Commitment have been or will be met.
	· Formula and Matching Requirements
		Matching funds are not required. For existing businesses, applicants are required to provide a minimum of 10 percent tangible balance sheet equity for guaranteed loans. For new businesses, at least 20 percent is required for guaranteed loans. Feasibility studies are normally required. Exceptions to the feasibility study requirement may be made to businesses with adequate financial history.

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