Government Grants, Loans: Veterans Housing_Guaranteed and Insured Loans (Matching, Phasing)

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Veterans Housing_Guaranteed and Insured Loans

Veterans Housing_Guaranteed and Insured Loans

ASSISTANCE CONSIDERATIONS
	· Length and Time Phasing of Assistance
		Not applicable.
	· Formula and Matching Requirements
		The lender is guaranteed against loss at a rate of up to 50 percent for loans of $45,000 or less; for loans of more than $45,000 and not more than $56,250, $22,500 is guaranteed; for loans of more than $56,250 and not more than $144,000, the guaranty is the lesser of $36,000 or 40 percent of the loan; for loans of more than $144,000 made for the purchase or construction of a home, the lesser of an amount equal to 25 percent of the Freddie Mac conforming loan limit for a single family residence or 25 percent is guaranteed. To refinance the outstanding balance of an existing VA guaranteed home loan to a lower interest rate, the minimum guaranty is 25 percent.

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